We start with a personalized consultation to assess your financial needs, retirement plans, and property specifics. This ensures that every recommendation aligns with your long-term goals and lifestyle preferences in Houston’s diverse housing market.

Eligibility is carefully reviewed. Homeowners must meet age and occupancy requirements, maintain their property, and fulfill program-specific criteria. HECM borrowers complete HUD-approved counseling, while clients pursuing Jumbo or Proprietary loans receive equivalent guidance to understand their responsibilities fully.

Counseling is a key part of the process. Houston homeowners learn about loan terms, repayment obligations, and the flexible disbursement options available—lump sum, monthly payments, or line of credit—so they can make informed decisions that maximize retirement security.

During the application and documentation process, we provide full support, including property appraisals, paperwork, and lender communications. Our goal is to make the process as smooth and stress-free as possible for Houston homeowners.

Once the loan is funded, clients can access their home equity in ways that best suit their retirement needs. Many Houston retirees use their funds to supplement monthly income, cover healthcare costs, pay off debts, or enhance their homes. Our team ensures homeowners understand how to manage their funds for long-term financial benefit.

Finally, we continue to provide guidance after closing. Houston homeowners can rely on us for ongoing support, including fund management advice, program updates, and strategies for optimizing their reverse mortgage, ensuring confidence and financial peace of mind throughout retirement.