We begin with a personalized consultation to understand your financial situation, retirement objectives, and the unique characteristics of your Austin property. This ensures every recommendation aligns with your long-term needs and lifestyle.

Eligibility is reviewed in detail. Austin homeowners must meet age and residency requirements, maintain their property, and comply with program-specific standards. For HECM programs, HUD-approved counseling ensures you understand all obligations and loan features, while proprietary and jumbo programs receive tailored guidance.

Counseling and education are key steps in our process. We explain loan structures, repayment terms, and the variety of payout options—lump sum, monthly payments, or line of credit—so homeowners can select the approach that best supports their retirement goals.

During the application process, we assist with documentation, property appraisals, and communication with lenders. Our guidance simplifies the process, reduces stress, and ensures Austin clients are fully prepared for approval and funding.

Once the loan is funded, homeowners can use their proceeds flexibly. Many Austin retirees choose to supplement their retirement income, cover medical bills, improve their homes, or enjoy leisure activities. We help clients structure their funds to maximize long-term benefits and financial stability.

Finally, our support continues after closing. We provide ongoing advice, answer questions, and help homeowners manage their reverse mortgage responsibly. Austin residents benefit from our local market knowledge, professional expertise, and dedication to long-term client success.