The process begins with a personalized consultation to evaluate your financial situation, retirement objectives, and home specifics. This ensures that every recommendation aligns with your lifestyle, goals, and long-term financial security in the San Antonio market.

Eligibility requirements are carefully reviewed. Homeowners must meet age and occupancy criteria, maintain their property, and meet program-specific requirements. For HECM programs, HUD-approved counseling ensures informed decision-making, while Jumbo and Proprietary program clients receive specialized guidance to understand terms and obligations.

Counseling is a critical step that helps San Antonio homeowners fully understand their loan options, repayment responsibilities, and available funding structures. Whether choosing lump sums, monthly payments, or a line of credit, we ensure that clients can maximize their home equity in a way that fits their retirement strategy.

During the application process, we assist with all necessary documentation, property appraisals, and communication with lenders. Our team streamlines the process for San Antonio homeowners, reducing stress and ensuring a smooth experience from start to finish.

Once the loan is funded, clients can access proceeds to meet a variety of needs, including supplementing retirement income, financing healthcare or home improvements, or enjoying leisure activities. We provide guidance to help homeowners make the most of their funds while preserving long-term financial stability.

Finally, our support continues after closing. We remain available to answer questions, provide advice on fund management, and assist with any changes in circumstances. San Antonio homeowners benefit from our expertise, local market knowledge, and dedication to helping clients achieve peace of mind in retirement.